What is a fiat off-ramp?

A fiat off-ramp is a service that converts crypto such as USDT, USDC, BTC or ETH into a supported fiat currency and pays it out to a verified bank account, subject to KYC, region and compliance review.

How is a fiat off-ramp different from a crypto off-ramp?

The terms are closely related. A crypto off-ramp focuses on moving value out of crypto. A fiat off-ramp emphasises the fiat destination — converting digital assets into supported fiat and delivering the funds to a bank account through compliant rails.

Why do off-ramps require KYC?

KYC supports AML obligations, reduces fraud risk and unlocks fiat payout services. Eligible users complete identity verification before bank payouts are enabled.

Which fiat currencies are usually supported?

Common supported currencies may include USD, EUR, GBP and AUD where available. Availability depends on payout corridor, partner support and compliance review.

How long do fiat off-ramp payouts take?

Timing can vary from a few hours to several business days depending on payment method, destination bank, account verification, liquidity and compliance review.

Is P2P selling the same as a fiat off-ramp?

No. P2P selling matches users with individual counterparties, which carries settlement and fraud risk. A fiat off-ramp uses a compliance-focused platform to convert crypto and deliver fiat through supported bank rails.

Fiat Off-Ramp Explained