Question 1

What is a crypto debit card?

Accepted Answer

A crypto debit card lets eligible users spend supported crypto balances at merchants that accept the underlying card network. The crypto is converted to local fiat at checkout, so the merchant receives fiat just like any other card payment.

Question 2

How is a crypto debit card different from a crypto credit card?

Accepted Answer

A crypto debit card draws funds from your existing crypto balance, so there is no credit line, monthly statement or interest. A crypto credit card extends credit you repay later and often pays rewards in crypto.

Question 3

What is a crypto virtual card?

Accepted Answer

A crypto virtual card is a digital-only card used for online payments, subscriptions, ads and app-based spending. iTeller helps eligible users access crypto-funded virtual cards where available, subject to KYC or KYB and card partner rules.

Question 4

Which crypto assets are supported?

Accepted Answer

iTeller focuses on USDT, USDC, BTC and ETH for deposits, conversion and supported card workflows. Asset support and network availability may vary by region and partner.

Question 5

How does crypto convert to fiat at checkout?

Accepted Answer

When the card is used, the card issuer sells the selected supported crypto at the prevailing rate, applies any spread and fees, and settles the merchant in local fiat through standard card rails. The conversion is recorded in your dashboard.

Question 6

Are crypto debit cards safe to use online?

Accepted Answer

Crypto debit cards and virtual cards typically support strong security controls such as two-factor authentication, transaction monitoring, instant freeze, spending limits and category controls. Users should still follow good security practices.

Question 7

Can I use a crypto card with Apple Pay or Google Pay?

Accepted Answer

Many crypto card programs support Apple Pay and Google Pay where available. Availability depends on the card issuer, region and device. Always confirm support inside the card provider app.

Question 8

What fees should I check before using a crypto card?

Accepted Answer

Review issuance and monthly fees where applicable, top-up or conversion fees, FX spreads, transaction fees, ATM fees if relevant, and any partner or scheme fees. Fees, limits and timing may vary by program.

Question 9

Are there spending limits on crypto cards?

Accepted Answer

Yes. Most card programs apply daily and monthly spending limits, ATM withdrawal caps and merchant category restrictions. Limits depend on verification level, region, card partner and account history.

Question 10

Is using a crypto card a taxable event?

Accepted Answer

In many jurisdictions, spending crypto is considered a taxable event because crypto is treated as property. Users should consult a qualified tax professional for guidance based on local rules.

Question 11

Does iTeller issue crypto credit cards?

Accepted Answer

No. iTeller does not issue crypto credit cards. iTeller focuses on crypto deposits, crypto-funded virtual cards, off-ramp and global payout workflows where available.

Question 12

Can businesses use crypto-funded virtual cards?

Accepted Answer

Eligible businesses may use crypto-funded virtual cards for online tools, subscriptions, software, supplier payments and team expenses where available, subject to KYB, card partner rules and compliance review.

Crypto Debit Card and Virtual Card Guide